- AT THE SCENE of the accident, stop and render assistance. If anyone is injured, or damage appears to be higher than $500 dollars, call the police. Obtain as much information as possible about all drivers and witnesses involved. Do not move the vehicles until the police arrive.
- FILE A COLLISION REPORT with the Washington State Patrol within 24 hours of the accident. COLLISION REPORT FORMS are available at local police stations and at our offices.
- NOTIFY YOUR INSURANCE company of the accident in order to preserve your right to later make claims for Personal Injury Protection (PIP) coverage or uninsured motorist or underinsured motorist coverage.
- DO NOT DISCUSS the accident with anyone outside of your immediate family, your attorney, or your doctor.
- DO NOT SIGN ANY DOCUMENT without consulting your attorney. In particular, do not sign any release without consulting an attorney no matter what verbal representation is made by an insurance adjuster. Once you sign a comprehensive release, you will not be able to obtain further financial recovery from that person or insurance company, NO MATTER WHAT YOUR CONDITION. Signing the release means you have settled your claim FOREVER.
- OBTAIN AN EXAMINATION by your health care provider without delay.
- KEEP A RECORD of all expenses incurred as a result of the accident, and all time missed from work.
- NOTIFY YOUR ATTORNEY AND DOCTOR of any changes such as new addresses, phone numbers, employers, marriage or divorce. Notify them of any prolonged vacations and any other information necessary to contact you.
- PROMPTLY SUBMIT CLAIMS to your own Personal Injury Protection (PIP) carrier for payment of health care expenses or wage loss. Most PIP polices will only pay for losses during the three years after the accident, not after the date you make the claim. When you have your own carrier pay certain loses, you may enhance your final settlement.
